One of the sets of people I have gotten involved with over the course of life are insurance coverage attorneys. Some represent insurance companies. Others represent their policyholders. I have dealt with those on both sides as part of several coverage disputes. Some of those attorneys I would trust with my life.
As you may suspect, I know what makes a good one.
COVID 19 has become the center of my life as I am now dealing with business interruption claims. It will also be litigated, and one insured decided to go to attorney. Go directly to attorney. Do not pass Go. Do not collect $200.00 when it came to their business interruption claim.
I spoke with him on the phone the other day and I asked, "So, what is your theory of coverage," in light of the fact that many of these claims are not covered.
The man was a deer caught in the headlights, and I had to articulate his theory for him.
Good luck to that insured. She will need it.
Post Rick
Adventures of a Widower
Tuesday, May 5, 2020
Tuesday, April 28, 2020
20 Down 30 To Go
So, if you thought the assessment from the Mexican government back in March was reasonable (we'd have a three month slog,) so far we are about halfway into it.
Which means no real plans can be made until June or July.
So we wait.
And as we wait, we deal with cantankerous ATMs that are chintzy in giving out cash.
Hopefully, that problem will resolve soon, because I need to make one more withdrawl to pay for the apartment for another month.
That should work out. I have the money so that's not a problem. It's just that the ATM is making such a fuss over things.
Once that's solved I'm home free. The plan is to celebrate May Day, Shauvot and my birthday bigly.
And I am looking forward to the end. Right now, life is all coronavirus, all the time. It has taken up a lot of work time, and it's really stressful.
A lot of people are disappointed that business income insurance does not cover pandemics. Meanwhile there is a lot going on in the legislative and judicial arenas. Dealing with the emotional aspects of it is grueling. What is really sad is some of them deserve a break, but won't get one.
The lawyers and the big guys will win. As well as a few others.
Everyone else will get scraps.
What else is new?
So, we shall see how things play out.
Which means no real plans can be made until June or July.
So we wait.
And as we wait, we deal with cantankerous ATMs that are chintzy in giving out cash.
Hopefully, that problem will resolve soon, because I need to make one more withdrawl to pay for the apartment for another month.
That should work out. I have the money so that's not a problem. It's just that the ATM is making such a fuss over things.
Once that's solved I'm home free. The plan is to celebrate May Day, Shauvot and my birthday bigly.
And I am looking forward to the end. Right now, life is all coronavirus, all the time. It has taken up a lot of work time, and it's really stressful.
A lot of people are disappointed that business income insurance does not cover pandemics. Meanwhile there is a lot going on in the legislative and judicial arenas. Dealing with the emotional aspects of it is grueling. What is really sad is some of them deserve a break, but won't get one.
The lawyers and the big guys will win. As well as a few others.
Everyone else will get scraps.
What else is new?
So, we shall see how things play out.
Monday, April 27, 2020
What can really suck.
One of the things that I have noticed while waiting is how much
people are complaining about how icky life is right now. The
Facebook Ad bots are putting up promotions for celebrating suckiest
birthdays ever right now.
And the I got
cheated out of a 50th birthday celebration is on hold for
now.
But if people want a
situation that sucks I’ll give you one.
Five years ago, I
was dealing with the fact that Rick could not control his emotions
and spent a lot of time screaming and throwing fits. Having to tell
him it hit the point where his caregiving needs outstripped my
capabilities really sucked.
It was a crazy time,
but ultimately, the chapter ended.
I know this too will
pass.
And I will celebrate
when it does.
Wednesday, April 22, 2020
Hope
While COVID 19 rages on, everyone is looking for a light at the end of the tunnel. And while waiting for that I know of at least three people who will celebrate coming out on the other side by going on trips to see relatives.
The first person on the list is a delightful young man who works as a cook. We got together after he got off work and he mentioned that when things died down, he planned on going to Oaxaca to visit his family. We talked a lot about travel plans and he mentioned that I would like the Oaxaca coast as well as the city of Oaxaca.
The second person on the list is my Aunt who wants to visit my cousin in San Miguel de Allende.
The third person is me. I want to get some beach time in, visit friends in LA and visit same cousin in Guanajuato and visit relatives in Houston and Austin as well as see a love interest in Dallas.
Maybe if the planets line up, I can do both Oaxaca and Guanajuato.
Who knows?
I hope we can all travel soon.
The first person on the list is a delightful young man who works as a cook. We got together after he got off work and he mentioned that when things died down, he planned on going to Oaxaca to visit his family. We talked a lot about travel plans and he mentioned that I would like the Oaxaca coast as well as the city of Oaxaca.
The second person on the list is my Aunt who wants to visit my cousin in San Miguel de Allende.
The third person is me. I want to get some beach time in, visit friends in LA and visit same cousin in Guanajuato and visit relatives in Houston and Austin as well as see a love interest in Dallas.
Maybe if the planets line up, I can do both Oaxaca and Guanajuato.
Who knows?
I hope we can all travel soon.
Lucky Night 13 of the Omer
What long workday
Coronavirus does that to you if you are in insurance now with all the business interruption claims.
But that's not what I want to talk about.
I want to talk about the fact that I suspect I'm putting roots down in Tijuana.
The apartment is working out.
I bought some kitchen stuff, and will probably buy some more.
As part of cooking for myself, I now am grocery shopping and doing my best to eat right. Arroz integral and Pasta integral are not easy to find, but the regular kind works and I like the fact that the pasta is sold in 250 gram packs because I have a bad habit of eating the whole package. Low sodium chicken stock is a Costco item and pricey compared to Knorr cubitos de bullion.
I also have mastered the art of lighting a gas stove with a Bic lighter. Matches are impossible to find here.
I'm also beginning to realize that Tijuana is turning into home. Maybe I have construed it as home since I met Rick's great nephew, but now push has come to shove. Due to the border being closed to non essential traffic, I am here for the duration and now get to figure out how this is all going to work out. To make it more interesting not only do I have a de facto relative that wants me here, but also a very nice young man who I manage to make very happy.
We have been on a few dates, but for quite some time, we wanted another sexual crack at each other. That happened recently after I was supportive of his attempts at social media marketing. He was thrilled that I responded to his efforts at it by showing up at the restaurant he works at now and getting take out.
So we shall see how things evolve.
Coronavirus does that to you if you are in insurance now with all the business interruption claims.
But that's not what I want to talk about.
I want to talk about the fact that I suspect I'm putting roots down in Tijuana.
The apartment is working out.
I bought some kitchen stuff, and will probably buy some more.
As part of cooking for myself, I now am grocery shopping and doing my best to eat right. Arroz integral and Pasta integral are not easy to find, but the regular kind works and I like the fact that the pasta is sold in 250 gram packs because I have a bad habit of eating the whole package. Low sodium chicken stock is a Costco item and pricey compared to Knorr cubitos de bullion.
I also have mastered the art of lighting a gas stove with a Bic lighter. Matches are impossible to find here.
I'm also beginning to realize that Tijuana is turning into home. Maybe I have construed it as home since I met Rick's great nephew, but now push has come to shove. Due to the border being closed to non essential traffic, I am here for the duration and now get to figure out how this is all going to work out. To make it more interesting not only do I have a de facto relative that wants me here, but also a very nice young man who I manage to make very happy.
We have been on a few dates, but for quite some time, we wanted another sexual crack at each other. That happened recently after I was supportive of his attempts at social media marketing. He was thrilled that I responded to his efforts at it by showing up at the restaurant he works at now and getting take out.
So we shall see how things evolve.
Thursday, April 16, 2020
I knew it was coming
The hotel I have holed up in for the duration is closing for the duration tomorrow, which means I am packing up and moving.
I found something else three blocks away and will hole up there for the duration. I think it will work out as it is in an apartment building.
I'm also glad to see metrics for getting back to something resembling normal. My metric is simple. I will only return to the US when the border is open to non essential traffic. The plan is to take care of some US stuff and then go on a blow out trip to visit family with a little beach time.
The beach time is important because Coronavirus has taken over my work life. As there will be litigation, I will be dealing with it for a long time.
Hopefully the root cause of the problem will be resolved soon.
I found something else three blocks away and will hole up there for the duration. I think it will work out as it is in an apartment building.
I'm also glad to see metrics for getting back to something resembling normal. My metric is simple. I will only return to the US when the border is open to non essential traffic. The plan is to take care of some US stuff and then go on a blow out trip to visit family with a little beach time.
The beach time is important because Coronavirus has taken over my work life. As there will be litigation, I will be dealing with it for a long time.
Hopefully the root cause of the problem will be resolved soon.
Wednesday, April 15, 2020
Seventh Day of the Omer
So, this Passover is ending.
And I may start wandering to The Promised Land.
The hotel in which I am living a hotel existence may be closing due to non occupancy (It's me and one other person.) I get it, but I have to conjure up a new plan.
Been there done that
I have started with Roman letters
Then Greek
Then Cyrillic
Then back to Roman
This is nothing new.
It will all work out. How do I know? I got paid, so I can stay down here another two months.
Maybe longer.
So, I will just keep waiting until the border reopens to non essential traffic.
We shall see when that happens.
And I may start wandering to The Promised Land.
The hotel in which I am living a hotel existence may be closing due to non occupancy (It's me and one other person.) I get it, but I have to conjure up a new plan.
Been there done that
I have started with Roman letters
Then Greek
Then Cyrillic
Then back to Roman
This is nothing new.
It will all work out. How do I know? I got paid, so I can stay down here another two months.
Maybe longer.
So, I will just keep waiting until the border reopens to non essential traffic.
We shall see when that happens.
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